How To Take Loan In Ntc?

How To Take Loan In NTC?

Welcome to our blog post on how to take a loan in NTC. NTC, or Nepal Telecom, is the largest telecommunication service provider in Nepal. Taking a loan in NTC can be a convenient way to manage urgent financial needs, especially when you don’t have immediate access to money. We are going to guide you step-by-step through the NTC loan request method in this blog article, making it simple for you to use the system and meet your financial needs. Now let’s get going.


Step 1: Check Eligibility

Before you can take a loan in NTC, it is important to ensure that you meet the basic requirements. You have to fulfill some requirements for you to be approved for a loan:

1. You must have an active NTC SIM card.

2. Your SIM card should be registered under your name.

3. You must have a minimum balance in your prepaid account to cover the loan amount.

4. Your account should not have any existing loans or pending payments.

“If you meet these basic requirements, you are ready to proceed to the next step”

Step 2: Dial the Loan Code

All you have to do to apply for a loan in NTC is dial a particular code on your phone. follow these steps:

1. Open your phone’s dialer.

Open your phone's dialer

2. Dial the loan code provided by NTC, which is usually something like *1477#

3. Once the loan service menu appears on your screen, before clicking the Namaste call button.

4. By dialing the loan code correctly, you can access the loan service menu to choose your desired loan amount.


Step 3: Select Loan Amount

Once you have accessed the loan service menu, you will be presented with different loan amount options. NTC usually offers various loan amounts to allow for different needs and preferences. Select the loan amount that satisfies your requirements by following the on-screen instructions. It is important to note that the loan amount you choose will be deducted from your next recharge or top-up. Therefore, consider your future recharge plans before selecting a loan amount to ensure you can comfortably repay the loan.

Step 4: Receive Loan

After selecting your desired loan amount, NTC will process your request and credit the loan amount to your prepaid account. A confirmation message detailing the loan amount and the related fees or terms will be sent to you. Remember to keep this message for future use.

Step 5: Repay Loan

Taking a loan in NTC is not only about receiving funds but also about repaying the borrowed amount. NTC provides various repayment options to make the process convenient for its customers. Here are the common methods to repay your loan in NTC:

Recharge: The easiest way to repay your loan is by simply recharging your account. The loan amount, along with any applicable charges, will be deducted from your recharge balance.

Balance Deduction: If you have enough balance in your account, NTC will automatically deduct the loan amount from your prepaid account balance within a certain period of time, usually within a few days.

In order to keep up a positive credit history with NTC and guarantee your eligibility for future loans, it is important that you repay your loan on schedule.

Congratulations! You have successfully learned how to take a loan in NTC.

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